Surf City Real Estate

Welcome to Surf City, a charming coastal town located in Onslow County, North Carolina, USA. Known for its beautiful beaches, laid-back atmosphere, and thriving real estate market, Surf City is a popular destination for both residents and tourists alike.

Surf City is nestled on Topsail Island, a barrier island that stretches along the Atlantic Ocean. With its pristine sandy beaches, crystal-clear waters, and breathtaking sunsets, it's no wonder that Surf City is a haven for beach lovers and water enthusiasts. Whether you enjoy swimming, surfing, fishing, or simply lounging by the shore, there's something for everyone to enjoy in this coastal paradise.

In addition to its natural beauty, Surf City offers a range of amenities and attractions. The town boasts a variety of local shops, restaurants, and entertainment options, ensuring that residents and visitors have everything they need at their fingertips. From charming boutiques to delicious seafood restaurants, you'll find plenty of opportunities to explore and indulge in the local culture.

When it comes to real estate, Surf City has a wide range of options to suit every lifestyle and budget. From cozy beachfront cottages to luxurious oceanfront estates, there's a property for every taste and preference. Whether you're looking for a permanent residence, a vacation home, or an investment property, Surf City's real estate market offers a plethora of opportunities.

With its idyllic coastal setting, vibrant community, and thriving real estate market, Surf City is a city that truly has it all. Whether you're looking to make a permanent move or simply want to enjoy a relaxing beach vacation, Surf City is the perfect place to call home.

Newest Listings in Surf City

$799,995

3 Beds ⋅ 4 Baths ⋅ 10137744 MLS ⋅ ACTIVE Status

Welcome to coastal luxury at its finest! This stunning 3 bedroom, 4 bath new construction townhome is nestled right in the heart of Surf City, offering the perfect blend of style, comfort, and unbeatable location. Sold fully furnished, this home is truly move in ready from day one. Designed with high end finishes throughout, the chef's kitchen is a showstopper, featuring custom cabinetry, stainless steel appliances, and a gorgeous new backsplash that ties the open layout together beautifully. Durable and stylish LVP flooring flows throughout the home, and a convenient elevator makes every level effortlessly accessible the home is also handicap accessible, offering ease and comfort for all guests and owners alike. With deeded ocean and beach access just steps away, you can walk right across to the sand and enjoy the best of coastal living. Whether you're looking for a personal beach getaway, a second home, or a high performing investment property, this townhome checks every box. Its prime location close to shops, dining, and everything Surf City has to offer makes it an ideal short term rental or Airbnb opportunity. Modern, move in ready, and minutes from the ocean this is coastal living at its finest. Don't miss your chance to own this gorgeous luxury townhome! Seller is offering qualified buyers a rate buydown to as low as 5.99% when financing through the seller's preferred lender, or a $25,000 seller concession at closing, which the buyer may apply toward closing costs, an interest rate buydown, or a combination of both, subject to lender guidelines and buyer qualification. Offer is subject to conditions and restrictions. Seller reserves the right to withdraw or modify this offer at any time. Interest rates are subject to change without notice.

122 Shell Rd, Surf City

$849,000

4 Beds ⋅ 3 Baths ⋅ 10157431 MLS ⋅ ACTIVE Status

Fully furnished third row elevated coastal living in the heart of Surf City on Topsail Island, where luxury meets saltwater charm. Perfectly positioned in the center of the island, this stunning retreat offers effortless access to both ends of Topsail, while sitting just one mile from the mainland bridge for ultimate convenience. Wake up to serene sound views and unwind in the evening with glimpses of the Atlantic Ocean. This home truly captures the best of both worlds. Designed for both relaxation and entertaining, the property features a private saltwater in-ground pool, outdoor shower, and fully fenced backyard, creating your own secluded oasis just steps from beach access. Inside, you will find four spacious bedrooms, each with private balcony access, and three full bathrooms, providing comfort and privacy for family and guests alike. The interior showcases newly installed hardwood-style LVP flooring, a beautifully updated kitchen with modern finishes, and an open, airy main living space filled with natural light. A soft coastal palette inspired by sea glass and driftwood creates a calming, sophisticated ambiance throughout. Enjoy the charm of Surf City with its boutique shops, local eateries, and relaxed coastal lifestyle, all with no HOA dues. Whether you are seeking a primary residence, a luxurious vacation getaway, or a strong short term rental investment, this home checks every box. Fully furnished third row elevated coastal living in the heart of Surf City on Topsail Island, where luxury meets saltwater charm. Perfectly positioned in the center of the island, this stunning retreat offers effortless access to both ends of Topsail, while sitting just one mile from the mainland bridge for ultimate convenience. Wake up to serene sound views and unwind in the evening with glimpses of the Atlantic Ocean. This home truly captures the best of both worlds. Designed for both relaxation and entertaining, the property features a private saltwater in-ground pool, outdoor shower, and fully fenced backyard, creating your own secluded oasis just steps from beach access. Inside, you will find four spacious bedrooms, each with private balcony access, and three full bathrooms, providing comfort and privacy for family and guests alike. The interior showcases newly installed hardwood-style LVP flooring, a beautifully updated kitchen with modern finishes, and an open, airy main living space filled with natural light. A soft coastal palette inspired by sea glass and driftwood creates a calming, sophisticated ambiance throughout. Enjoy the charm of Surf City with its boutique shops, local eateries, and relaxed coastal lifestyle, all with no HOA dues. Whether you are seeking a primary residence, a luxurious vacation getaway, or a strong short term rental investment, this home checks every box.

1125 S Topsail Dr, Surf City

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Listings provided courtesy of Triangle MLS, Inc. of NC, Internet Data Exchange Database. Information deemed reliable but not guaranteed. © 2026 Triangle MLS, Inc. of North Carolina. Data last updated .